Publications
Search results
Showing 31 to 40 of 91 search results.
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Research Note: Income shocks and credit use during Covid: How unexpected changes in income affect consumption, credit use and consumer resilience [pdf]
This analysis looks at how unexpected changes in income impacted consumers during the Covid-19 pandemic. -
Research Note: Employment shocks and financial difficulty: Understanding how leaving paid employment affects ability to meet credit repayments [pdf]
We find that consumers fall behind on credit payments significantly more when they lose their job or become long-term sick or disabled. -
Research Note: Income shocks and credit use during Covid: How unexpected changes in income affect consumption, credit use and consumer resilience
This analysis looks at how unexpected changes in income impacted consumers during the Covid-19 pandemic. -
Employment shocks and financial difficulty: Understanding how leaving paid employment affects ability to meet credit repayments
We find that consumers fall behind on credit payments significantly more when they lose their job. -
The growth gap: a literature review of regulation and growth [pdf]
Our literature review focuses on 3 key routes to support growth. -
The growth gap: a literature review of regulation and growth
We summarise the current evidence base connecting financial services regulation to economic growth and identify areas for future research. -
Research Note: An empirical analysis of characteristics associated with cash reliance in the UK [pdf]
Our research finds that being digitally excluded and having a low-income have the largest effect on how likely someone is to rely on cash. -
Research Note: An empirical analysis of characteristics associated with cash reliance in the UK
FCA research shows that being digitally excluded and having a low-income have the largest effect on how likely someone is to rely on cash. -
Research Note: Digital engagement practices: a trading apps experiment [pdf]
In an online experiment with over 9,000 consumers, we found that digital engagement practices used by trading apps, such as push notifications and prize draws, can increase trading frequency and risk taking. -
Research Note: Digital engagement practices: a trading apps experiment
We investigated the effect of digital engagement practices, including gamification, on consumer trading behaviour.